Your global account.No borders.
Send money home, hold 25 currencies, get your European IBAN, and pay everywhere with your Mastercard — all from one simple app. Built for emigrants, expats, and LATAM individuals.
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Global finance designed for speed, security,and everyday freedom
One account. Every currency. Every country.
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Stop opening bank accounts in every country you work, live, or send money to. Cash Me lets you hold EUR, USD, GBP, BRL, AED, and 22 more currencies simultaneously — in a single personal or business account. Convert instantly at interbank rates with a spread from just 0.8%.
Cash Me connects your account to licensed crypto partners — so you can move between fiat and crypto seamlessly, without custody risk. Whether you're receiving payments in USDC, moving value across borders with stablecoins, or converting BTC to EUR, Cash Me handles it securely in approved jurisdictions only.
Every currency. Fully digital experience.
Use the fan of blue Cash Me Mastercard cards (the stack of 3 blue debit cards) or the black Cash Me BLACK card on the transparent plastic background — both work perfectly in this hand-holding-card format.
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Frequently asked questions
No. Cash Me was built specifically for emigrants, expats, and LATAM individuals who do not have a local European address. You can open your personal account from anywhere in the world — all you need is a valid ID and a selfie for identity verification. No branch visits, no local documents required.
To open your Cash Me personal account you need a valid government-issued photo ID (passport or national ID card) and a selfie for KYC verification. The process is fully digital and takes less than 5 minutes. KYC is handled by our licensed partner provider.
You can transfer funds instantly between accounts or schedule bank transfers. Withdrawals can be made via ATM, bank transfer, or linked payment methods.
Yes. The Basic plan is completely free to open and maintain. You get a multi-currency account, one free virtual Mastercard, and access to SEPA transfers from 0.30%. Optional paid features include your personal EEA IBAN (€5 setup + €1/month) and a physical card (from €9.90).
Your personal EEA IBAN works exactly like a European bank account number. You can share it with employers, clients, or platforms to receive international payments in euros. Non-EEA IBANs are also available for receiving payments outside the European Economic Area.
SEPA transfers cost 0.30% with a minimum of €1. SWIFT outbound transfers cost 0.50% with a minimum of €40. FX conversion is applied at interbank-based rates with a spread of 0.8%–2.5%. All fees are shown clearly before you confirm any transfer — no hidden costs.
Cash Me is not a bank, not an EMI, and not a crypto exchange. We are a fintech platform incorporated in Lithuania that provides financial services through licensed BaaS and EMI partners who are regulated under PSD2 and EEA standards. Your funds are safeguarded by our licensed partners in accordance with European regulation.
Yes. Safeguarding of client funds is handled by our licensed BaaS/EMI partners in accordance with PSD2 European regulation. All transactions are monitored for fraud and AML compliance. Every client is subject to KYC verification, sanctions screening, and PEP checks.
