Privacy Policy

1. Who We Are

Cash Me is a fintech company registered in Lithuania with a formation date of June 2026. Cash Me provides digital financial technology, business account-related technology, multi-currency solutions, payment support, API integrations, onboarding tools, card-related features, compliance workflows, dashboards and related services directly or through third-party providers.

2. Scope of This Privacy Policy

This Privacy Policy applies to personal data collected through our website, onboarding forms, account requests, business applications, API integration requests, support channels, marketing campaigns, compliance processes, dashboards and communication channels.

It may also apply when you interact with Cash Me as a website visitor, prospective customer, business customer, merchant, partner, applicant, supplier, representative, beneficial owner, director, employee, contractor or authorised user of a company using Cash Me services.

This Privacy Policy does not replace the privacy policies of third-party providers, banks, payment institutions, BaaS partners, card issuers, crypto providers, identity verification providers or other service providers that may process personal data independently.

3. Personal Data We May Collect

3.1 Information you provide directly

• full name, business name, trading name, job title and role;
• email address, telephone number, address and communication details;
• country of residence, country of incorporation, nationality and tax information where required;
• company documents, ownership structure, director details and UBO information;
• identity documents, proof of address, verification data and onboarding information;
• source of funds, source of wealth, expected volumes, transaction purpose and business activity;
• support messages, forms, applications, onboarding requests, partnership requests and documents you submit.

3.2 Information collected automatically

• IP address, browser type, device type, operating system and language settings;
• pages viewed, time spent, referral source, clicks, interactions and website analytics;
• cookie identifiers, session data, approximate location and technical logs;
• security logs, access logs, API logs and fraud-prevention signals.

3.3 Information from third parties

• KYC, KYB, identity verification and document verification providers;
• AML, sanctions, PEP, adverse media and fraud prevention providers;
• banking, BaaS, payment, acquiring, card issuing and crypto infrastructure partners;
• public registries, company databases, regulators and lawful public sources;
• analytics, CRM, advertising, hosting, communication and support service providers.

4. How We Use Personal Data

Cash Me may use personal data to:

• operate, maintain, improve and secure the website, platform, dashboards and APIs;
• respond to inquiries, support requests, onboarding requests and business communications;
• assess eligibility for Cash Me products, partner products or third-party provider services;
• carry out KYC, KYB, AML, sanctions screening, fraud prevention and risk assessments;
• process business applications, merchant requests, payment requests, card-related requests and API integrations;
• manage customer, partner, provider, merchant and fintech relationships;
• monitor transactions, activity, fraud indicators, security events and compliance alerts;
• send service notices, operational alerts, legal updates, security messages and policy updates;
• send marketing communications where permitted by law or with consent where required;
• analyse website performance, improve user experience and measure campaign effectiveness;
• comply with legal, regulatory, contractual, provider, audit and recordkeeping obligations;
• establish, exercise or defend legal claims.

5. Legal Bases for Processing

Where applicable under the GDPR and related data protection laws, Cash Me may rely on the following legal bases:

• Contract: to provide services or take steps before entering into a contract.
• Legal obligation: to comply with AML, KYC, KYB, sanctions, tax, accounting, regulatory or lawful authority requirements.
• Legitimate interests: for business operations, security, fraud prevention, risk management, service improvement, communications and legal protection.
• Consent: for certain marketing communications, optional cookies or other processing where consent is required.
• Legal claims: where processing is necessary to establish, exercise or defend legal claims.

6. Compliance, KYC, KYB and AML Data

Because Cash Me operates in a fintech environment and may connect users with regulated financial infrastructure, we may process compliance-related data for identity verification, business verification, sanctions screening, PEP screening, adverse media checks, AML monitoring, fraud prevention, transaction monitoring and risk assessment.

This data may include identity documents, business records, shareholder and UBO information, proof of address, source of funds, source of wealth, transaction purpose, expected volumes, jurisdictional exposure, risk scoring and supporting documents.

Failure to provide required information may result in rejected onboarding, delayed services, restricted access, suspension or termination of services.

7. Third-Party Providers and Partner Processing

Cash Me may work with banks, BaaS providers, payment institutions, card issuers, acquirers, crypto service providers, KYC/KYB providers, AML vendors, fraud prevention providers, cloud providers, support providers, analytics tools and other technology partners.

These providers may process personal data to deliver, approve, monitor, restrict or support services. In some cases, they act as independent controllers under their own legal obligations. In other cases, they act as service providers or processors on behalf of Cash Me.

Cash Me may share data with these providers when required for onboarding, verification, compliance, service delivery, fraud prevention, technical support, payments, cards, accounts, crypto workflows, APIs, reporting or legal obligations.

8. How We Share Personal Data

We may share personal data with:

• Cash Me affiliates, employees, contractors, consultants and authorised personnel;
• regulated banking, BaaS, payment, card, crypto and infrastructure partners;
• KYC, KYB, AML, sanctions, fraud prevention and compliance providers;
• hosting, cloud, cybersecurity, IT, analytics, CRM and communication providers;
• professional advisers, auditors, lawyers, accountants and consultants;
• courts, regulators, law enforcement agencies, tax authorities, FIUs and other authorities where required or permitted by law;
• prospective buyers, investors or successors in connection with a merger, acquisition, restructuring, investment or sale.

Cash Me does not sell personal data.

9. International Data Transfers

Your personal data may be transferred to, accessed from or stored in countries outside your country of residence, including where Cash Me, its providers, partners, infrastructure vendors or support teams operate.

Where required by applicable law, we use appropriate safeguards for international data transfers, such as contractual safeguards, data processing agreements, standard contractual clauses or other lawful transfer mechanisms.

10. Cookies and Similar Technologies

Cash Me may use cookies, pixels, tags, local storage and similar technologies to operate the website, remember preferences, support security, analyse traffic, improve user experience, measure campaign performance and support marketing where permitted.

You can manage cookies through your browser settings or through any cookie preference tool made available on the website. For more information, please review our Cookie Policy.

11. Marketing Communications

Cash Me may send marketing or promotional communications where permitted by law or where you have consented to receive them. You may opt out of marketing communications at any time by using the unsubscribe link or contacting us.

Service-related messages, legal notices, security alerts, policy updates and operational communications may still be sent where necessary.

12. Data Retention

Cash Me retains personal data only for as long as necessary for the purposes described in this Privacy Policy, including service delivery, compliance, AML/KYC recordkeeping, fraud prevention, legal claims, audit, security, accounting and contractual obligations.

Retention periods may vary depending on the data category, service type, customer profile, legal requirement, provider requirement and risk assessment.

13. Data Security

Cash Me uses appropriate technical and organisational measures designed to protect personal data against unauthorised access, loss, misuse, alteration, disclosure or destruction.

Security measures may include access controls, encryption, secure infrastructure, monitoring, logging, authentication controls, vendor due diligence, incident response procedures and internal policies.

No electronic transmission or storage system is completely secure, and Cash Me cannot guarantee absolute security.

14. Your Privacy Rights

Depending on your location and applicable law, you may have rights over your personal data, including the right to be informed, access your data, request correction, request deletion, restrict processing, object to certain processing, withdraw consent and request data portability.

You may also have the right to lodge a complaint with a data protection authority. In Lithuania, this may include the State Data Protection Inspectorate, where applicable.

Some rights may be limited where Cash Me or its partners must retain or process data for legal, AML, security, regulatory, contractual or fraud-prevention reasons.

15. Children’s Privacy

Cash Me’s website and services are not intended for children or persons under 18 years old. We do not knowingly collect personal data from children. If we become aware that we have collected such data without appropriate authorisation, we will take reasonable steps to delete it.

16. Changes to This Privacy Policy

Cash Me may update this Privacy Policy from time to time to reflect changes in our business, legal obligations, technologies, providers, services or data practices.

The updated version will be published on this website with a revised effective date. Continued use of the website or services after changes are published constitutes acknowledgement of the updated Privacy Policy.

17. Contact

If you have any questions, requests or concerns regarding this Privacy Policy or how Cash Me handles personal data, please contact us through our official communication channels.